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Video instructions and help with filling out and completing HUD-1

Instructions and Help about HUD-1

Music hello I'm Kent Repetto with any arts government affairs division and I'm here to tell you about some big changes that will be coming in August both to the settlement forms and the loan disclosures and the settlement process in general as many of you might know August 1st we'll be seeing changes to the Good Faith Estimate and the HUD one both will be going away and we'll be implementing a new loan estimate and a new closing disclosure in their place this is being done under the dodd-frank Wall Street Reform Act and the idea is to improve the settlement process for consumers so let me talk a little bit about the rule itself as I said we're changing the forms goodbye to the Good Faith Estimate goodbye to the HUD one goodbye to the Truth in Lending disclosure the changes to the closing process are the thing that is going to be of most concern I think to any ARS members and that's because the closing disclosure has to be given to the consumer three days before closing and while things on that disclosure can change as we've learned through the implementation fewer of these changes are going to be as easy as we thought so major changes to the disclosure such as changes to the interest rate or the loan product would require another three-day disclosure period but other changes to the disclosure may require approval from a lender who may not be at that closing table so NER is offering or remembers this advice and that is if you plan to close a transaction on say the 30th of September make sure your clients have all their ducks in a row by the 23rd of September this way there won't be any last-minute changes at closing because well as I said you can make changes at closing it may be more difficult than than it is today and so you should try to avoid last-minute changes and to sellers make sure you your sellers abide by their agreements make sure they don't make changes or take things out of the out of their home that they said they were gonna include in the home because these types of things could lead to changes in the settlement statement which would require going back to the lender and getting an approval another bit of advice we're giving is keep your communications tight between you your clients the other Realtors the loan officers the processors and the settlement agents so that you're all on the same page so that you're all making sure that you're really ready for that closing in order to make the closing smooth and you know a good transaction for your your clients and customers one more thing I've been telling folks is it at 15 days to the closing time on the transaction if you're in a state where you closed deals normally in 30 days anticipate taking perhaps 45 days


Is Ben Carson in the wrong job? I know he is a brilliant Neurosurgeon, but watching him struggle to answer questions from Katie Porter makes me wonder if he is fish out of water as the HUD secretary
Carson was placed at HUD to break HUD. He is the wrecking ball, HUD is the condemned building. Carson is long time on the record advocating the dissolution of HUD. It is for that very reason he was selected. He isn't there to make HUD more efficient, better managed, or to alleviate the crushing need for low income housing. He is there to wreck HUD all to hell for as long as Trump is in office. The hope is, the best talent at HUD will become disgusted and quit. 220,000 HUD units will no longer be HUD units next year according to their website. That's 220,000 family units that will have to pay market rate for rental housing, if they can even qualify to apply for housing. That is the type of progress that brings a smile to Carson's face. As many of these families will be living on rights of way, in vehicles, and tents, that is “progress” because it is the marketplace at work.Laissez-faire capitalism ensures people reach the place in life they belong. Allowing HUD to wind down by not renewing funding let's the invisible hand put people where they belong, like under bridges. As typhus spreads from their trash and Hep A, B, & C from their sewage, that is a very small price to pay for the joy of seeing the poverty wage workers reach the place they belong, without shelter .Even people in Haiti earning $100 a month have shelter, a place to call home. In the USA,if you don't clear at least $2100 a month, you cannot even qualify to apply for marketplace shelter. So you get nothing, but don't show up for work stinking. This is America, daily showers are necessary to hold a job.In other nations, there is shelter that reflects every income level. In the USA, HUD provided a huge portion of shelter that reflects low wage earners. Government eliminated the private market place's lowest priced shelter in order to eliminate slums and ghettos. This was good and successful, most of the slumlords are gone. But it leaves the lowest of the working class living in vehicles or camping on public property. In California, even some middle class earners have zero affordable shelter. A government created problem requires a government created solution, HUD.But it is Carson's dream to bring HUD to its knees, and that is exactly why Trump put him there. There will be no improvements, no advancement of ideas, and no seeking to do the most good with Carson at the helm. He is in the wheelhouse and his job description is to sink the ship. Anyone who believes Carson is bungling his job doesn't get it, bungling HUD IS his job!
How do I fill out a address line 1?
The recipients name/company:Name (John, Smith)Adresss (1000 County Way, Unit 200)ZIP, City, State, Country (90254, Neverland, CA, USAIn Europe the addressing scheme is slightly different:AustriaHerr Franz HuberBeethovenstrasse 121010 WIENAUSTRIABelgiumMr Willy JanssensLange Stationsstraat 3523000 LEUVENBELGIUMM. Emile DuboisRue du Diamant 2154800 VERVIERSBELGIUMDenmarkMr Thor NielsenTietgensgade 1378800 VIBORGDENMARKMr Torben RaldorfPO Box 100COPENHAGEN1004 VIBORGDENMARKFinlandMr Asko TeirilaPO Box 51139140 AKDENMAAFINLANDFranceM. Robert MARINRue de l’EgliseDunes82340 AUVILLARFRANCEMme Marie PAGE23 Rue de Grenell75700 PARIS CEDEXFRANCEWhen addressing mail to France, write the addressee’s surname in CAPITAL letters.GermanyMrs F MeierWeberstr. 253113 BONN 1GERMANYMr P KundeLange Str. 1204103 LEIPZIGGERMANYGermany has strict rules about receiving mail, which, if ignored, may result in your mail being returned to you with no attempt at delivery. When addressing mail to Germany, always:• Use the new five-digit postcode (using an old four-digit postcode will cause delay)• Put the postcode before the town name• Put the house number after the street nameGreeceMr George LatsisAlkamenou 37117 80 ATHENSGREECEIcelandMr Jon JonssonEinimel 80107 REYKJAVIKICELANDIrelandFrom 15 July 2015, a new seven digit postcode system has been developed for Ireland and should be used in all addresses, other than those for PO Boxes.All mail for Ireland should now be addressed as illustrated below:Eason80 Abbey Street MiddleDUBLIN 1DO1 P8N3IRELANDThe introduction of the new codes will not in any way affect the existing address structure. The postcode will occupy a new line at the bottom of addresses for domestic mail and the penultimate line for international mail.ItalySig. Giovanni Mascivia Garibaldi 2747037 RIMINI RNITALYLuxembourgM. Jaques Muller71 route de Longway4750 PETANGELUXEMBOURGMonacoAs FranceThe NetherlandsMr J van DietenMorsstr 1112312 BK LEIDENTHE NETHERLANDS(There should be a double space between the postcode and the post town)NorwayHerr Hans HansenSvingen 229230 BEKKEHAUGNORWAYPortugalSenhor Carlos Manuel PereiraAv das A’Augsa LivresMonte Trigo7220 PORTELPORTUGALRosalina SilvaR Conde Redondo 801192 LISBOA CODEXPORTUGALSpainSra Ana JimenezMimbreras 403201 ELCHE (Alicante)SPAIN(The province should be included in brackets after the town)SwedenFru Inger LiljaVasavagen 3 4tr582 20 LINKOPINGSWEDENSwitzerlandM. Andre PerretSchanzenstrasse 73030 BERNESWITZERLAND
How do I fill out adress line 1 on
To tell you the truth, I don’t have an account in, about the address 1 portion, it can be found online stating that address 1 is where you put you house number and street address. As for address 2, you may or may not have to put additional information such as for apartments/condominiums/studio units and etc of which level.Second, as some have stated that address 2 is optional. Some stated that it is just when your address is too long and cannot fit in address 1, you might continue typing it in address 2.Third, some stated that address 1 and address 2 is where people will write down both of their address and stating that you have to send the package to address 2 instead of address 1.Commonly is the first one. I am not sure it helps. To clarify this, you may ask at its official website support team. Or you may wait for the next person who will answer this question.
How do I fill out Address Line 1 on an Online Form?
(street number) (street name) (street suffix)101 Main StreetYou can query the post office on your address, best as you know it, for the “standard” way of presenting your address.® - ZIP Code™ Lookup or whatever service is offered in your country. That will tell you the standard way to fill out address lines.
How do you know if you need to fill out a 1099 form?
Assuming that you are talking about 1099-MISC.  Note that there are other 1099s.check this post - Form 1099 MISC Rules & RegulationsQuick answer - A Form 1099 MISC must be filed for each person to whom payment is made of:$600 or more for services performed for a trade or business by people not treated as employees,Rent or prizes and awards that are not for service ($600 or more) and royalties ($10 or more),any fishing boat proceeds,gross proceeds of $600, or more paid to an attorney during the year, orWithheld any federal income tax under the backup withholding rules regardless of the amount of the payment, etc.
How do I fill out the GSTR 1?
GST has rolled out and paved the way for a uniform and systematic reporting system that is seldom found anywhere else. This transaction-wise, destination-based reporting system provides for a much effective credit flow, removes chances of corruption and illegal transactions.To achieve this, the government has come up with an effective form-based reporting system that needs to be filed either monthly, quarterly or yearly, as the case may be, by the dealers and manufacturers. The aggregation of information uploaded by all the dealers will lead to a common reservoir of data, which can be accessed by either. Moreover, dealers can view their credit statement or payables with respect to GST easily in a common internet portal.What Is GSTR-1 ?It all starts with GSTR-1. It is where the suppliers will report their outward supplies during the reporting month. As such, all registered taxable persons are required to file GSTR-1 by the 10th of the following month. It is the first or the starting point for passing input tax credits to the dealers.Who needs to file GSTR-1?GSTR-1 has to be filed by “all” taxable registered persons under GST. However, there are certain dealers who are not required to file GSTR-1, instead, are required to file other different GST returns as the case may be. These dealers are E-Commerce Operators, Input Service Distributors, dealers registered under the Composition Scheme, Non-Resident dealers and Tax deductors. It has to be filed even in cases where there is no business conducted during the reporting month.How to file GSTR-1 In few steps.What needs to be filled in GSTR-1?GSTR-1 has 13 different heads that need to be filled in. The major ones are enlisted here:GSTIN of the taxable person filing the return – Auto-populated resultName of the taxable person – Auto-populated fieldTotal Turnover in Last Financial Year – This is a one-time action and has to be filled once. This field will be auto-populated with the closing balance of the last yearThe Period for which the return is being filed – Month & Year is available as a drop down for selectionDetails of Taxable outward supplies made to registered persons – CGST and SGST shall be filled in case of intra-state movement whereas IGST shall be filled only in the case of inter-state movement. Details of exempted sales or sales at nil rate of tax shall also be mentioned hereDetails of Outward Supplies made to end customer, where the value exceeds Rs. 2.5 lakhs – Other than mentioned, all such supplies are optional in natureThe total of all outward supplies made to end consumers, where the value does not exceed Rs. 2.5 lakhs.Details of Debit Notes or Credit NotesAmendments to outward supplies of previous periods – Apart from these two, any changes made to a GST invoice has to be mentioned in this sectionExempted, Nil-Rated and Non-GST Supplies – If nothing was mentioned in the above sections, then complete details of such supplies have to be declared.Details of Export Sales made – In addition to the sales figures, HSN codes of the goods supplied have to be mentioned as well.Tax Liability arising out of advance receiptsTax Paid during the reporting period – it can also include taxes paid for earlier periods.The form has to be digitally signed in case of a Company or an LLP, whereas in the case of a proprietorship concern, the same can be signed physically.How shall I file GSTR-1?After going through the checklist, suppliers need to log in to the GSTN portal with the given User ID and password, follow these steps to file their returns successfully.Search for “Services” and then click on Returns, followed by Returns Dashboard.In the dashboard, the dealer has to enter the financial year and the month for which the return needs to be filed. Click on Search after that.All returns relating to this period will be displayed on the screen in a tiled manner.Dealer has to select the tile containing GSTR-1After this, he will have the option either to prepare online or to upload the return.The dealer will now Add invoices or upload all invoices directlyOnce the entire form is filled up, the dealer shall then click on Submit and validate the data filled upWith the data validated, dealer will now click on FILE GSTR-1 and proceed to either E-Sign or digitally sign the formAnother confirmation pop-up will be displayed on the screen with a yes or no option to file the return.Once yes is selected, an Acknowledgement Reference Number (ARN) is generated.How To File GSTR-1 Online?Apart from filing GSTR-1 directly on GSTN portal, you can use third party softwares which are simpler to use. Most of these software accept data from your existing accounting software and help you upload it to GSTN portal. Almost all the GSPs have come up with their return filing solution.If you want to avoid multiple steps and hassle of using lot of softwares, try ProfitBooks today. Its an easy to use accounting software with super fast GST return filing. Its designed for business owners who do not have any accounting background.You can read the entire article here
Can you add 5 odd numbers to get 30?
It is 7,9 + 9,1 + 1 + 3 + 9 = 30Wish you can find the 7,9 and 9,1 in the list of1,3,5,   7,9    ,11,13,151,3,5,7,      9,1    1,13,15
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